That word sounds so exhilarating and terrifying at the same time. Whether you’re in high school, college, or actually living in the real world, figuring out how to do normal adult things can be so intimidating! Looking at being an adult and moving on to the next stage of your life seems so awesome when you’re not actually doing it–but dang, girl! It’s so so rough when you gotta do it.
Last week, I wrote a post about how to keep your new year resolutions and totally ROCK them. So, with the new year officially here, I wanted to inspire you with a list of new year resolutions for millennials trying to adult. Because, yeah, trying to adult is hard peeps.
New Year Resolutions for Millennials. Because adulting is actually hard. Click To Tweet
1. Get a credit card and start building credit. I got a credit card when I turned 18 and probably had a max budget of $250. Get in the habit of paying it off every week, or on pay-day at the latest, so you don’t accrue interest.
Tip: Only use your card on gas and groceries at first, so you aren’t over spending and know you’re only buying what you need.
2. Learn how to actually budget. This is a huge goal for Cory and me this year. After I graduate in May (woop woop!!) we want to start the search for a home together. Therefore, we need to really crack down on our spending.
So, how are we gonna do this? We’re taking a look at where our money is going and removing frivolous spending and not buying things that don’t really make us happy or excited about the purchase. This last semester of school I’m also going to be working part-time to be able to get a jump-start on my student loans. And luckily, I will be able to have a little income from this blog to make any random fashion or beauty purchases I may want (:
3. Figure out how to make appointments on your own. No more calling your momma for help! Ugh, this one might actually have been the hardest one for me! It was so easy to just ask my mom to call and schedule the appointment for me. However, with an increasingly busy schedule, it became harder for her to figure out the best time for an appointment. Needless to say, it was just more convenient for her and my schedule if I just put my big girl panties on and did it.
4. Update your resume at least every quarter. Even if you love your current job and aren’t looking for a new one, it’s never a bad idea to keep your resume up to date. What if an amazing opportunity happens spur of the moment at your dream company? Or you meet a hiring manager than is really interested in your for their company? You definitely won’t regret having your resume up to date!
5. Tackle those student loans little by little. Seriously, I know just how terrible and taunting they are, but you’ll feel so great once they are gone! Set aside a monthly budget to go toward your student loans.
6. Finally get familiar with 401(K)s, Roth IRAs, etc… Your retired self will thank you my friend.
7. Cook at least one new meal a week. Mac ‘n cheese the rest of your life won’t cut it. Don’t have much time? Grab yo’self a crock pot or pressure cooker! They are ah-mazing!
8. Figure out (and actually implement) a solid sleep schedule. Everyone makes fun of me for going to bed by 9 pm (sometimes 8:30 :)), but you know what? I’m so much more well rested and can actually function the next day.
9. Pay your rent (or mortgage) on time. Because keeping a roof over your head is important.
10. Yep, same for your credit cards–pay them on time too. Refer to resolution #1 on paying your credit card off on time.
11. Get hip with tax terms. Or, if you’re like me just avoid the mess and hire an accountant. In the fall of 2015, I interned/co-oped in Indiana (which is not my home state) and I’m still dealing with the government on those taxes for whatever reason. Thank goodness I have an accountant who knows what he’s doing.
12. Take car of your car. My list of new year resolutions for millennials definitely includes taking care o f my car. It is paid off (hollaaaa), but I still want to have it for several more years so I don’t have to spend more money on a new one. Keep track of when you need an oil change and actually get it done.
Since I live in the snowy Midwest, I have a car wash subscription and get my car washed at least once a week in the winter. It costs $23 dollars per month, but pays for itself after 2 washes. Keeping the salt off my car really does ensure my car will live longer and not rust.
13. Learn how to shop for, and save on groceries.
14. Make a habit of cleaning something once a day. It doesn’t have to be a deep clean, just tidying up. If you tidy up every day you’ll be able to keep your space maintained… This is definitely something I need to work on too! 🙂
15. Learn how to say no and don’t over-commit yourself. Lastly on this list of new year resolutions for millennials is learning how to say no. Whether you’re a people-pleaser or have severe FOMO, not spending enough time on yourself can have negative effects on your body. If you aren’t extremely excited about an activity, you are allowed to politely decline. You don’t have to do #AllTheThings.
Consider this the year that you are gonna make a huge leap toward gaining your independence. This is the year that you will be successful. This is the year that you will do amazing things. So write down your list of new year resolutions for millennials, hang it somewhere you look at each day and KILL IT! Make sure you also check out this post on how to keep your new year resolutions so you can ROCK them this year (:
I want you to be able to take action on all these highly important goals. Feel free to download my steps toward goal planning and success! And it’s FREE 🙂
You can either click the image above or here to get your Power Pack!
What are some of your New Year resolutions for millennials?! How do you plan on helping yourself learn how to adult better this year?